Minimalist cover showing three slab silhouettes for PSA, SGC, and BGS

Card Grading 101: PSA vs SGC vs BGS Compared

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Written by Laura Hayes

August 26, 2025

Imagine this: You pull a card you love—maybe a rookie you’ve held since childhood or a modern parallel that still smells like fresh pack. You know grading could protect the card and maybe even unlock value. But should you send it to PSA, SGC, or BGS? And what actually changes for you depending on that choice?

This is your friendly, no-nonsense field guide. We’ll break down the grading scales, slabs, subgrades, registry perks, resale patterns, and the sneaky little costs collectors forget—so you can choose the right lane with zero regrets.


The Big Picture (TL;DR—but actually useful)

  • PSA is the liquidity king for many mainstream sports and TCGs—broad buyer trust, big marketplace visibility, and a registry that turns collecting into a game.
  • SGC is beloved for vintage (that black insert pops!) and is increasingly respected for modern/TCG; fast, consistent, and clean slabs that photograph beautifully.
  • BGS shines when subgrades matter and for certain eras of modern sports where detailed component grades (centering/corners/edges/surface) help tell the full story.

If you want the quickest, most reliable resale for mainstream cards, PSA is often the safest default. If you’re grading vintage or want excellent turnaround with collector-friendly pricing, SGC is a killer choice. If you love detail and subgrades, or you’re in a niche where BGS still commands premium attention, Beckett can be the right call.


How Grading Really Works (Minus the Jargon)

All three companies use a 10-point scale to evaluate centering, corners, edges, and surface. You’ll see labels like Gem Mint at the top. BGS is known for optional subgrades that show each component score; PSA simplifies with a clean single grade; SGC offers a modern 10-point scale with a pristine top tier and a classy black insert.

Why it matters: Buyers can quickly digest a single number, but subgrades can justify price—and help you learn. If you want to teach yourself how to spot flaws, subgrades are an awesome training tool.


PSA vs SGC vs BGS — Side-by-Side Feel

Grading Scale & Label

  • PSA: 1–10 overall score, clean red label. Gem Mint 10 is the celebrated top. Qualifiers (like off-center) may appear on the label for certain cases.
  • SGC: 1–10 scale with an elegant black insert. Pristine 10 is the flagship top. The label has a sleek, contemporary vibe that makes vintage POP.
  • BGS: 1–10 overall, with optional subgrades for centering/corners/edges/surface. A “10 Pristine” and the infamous Black Label (all 10 subgrades) are crown-jewel territory.

Slab Aesthetic & Practicality

  • PSA: The hobby standard look; easy to stack, catalog, and sell. Buyers recognize it instantly.
  • SGC: Black insert frames the card—especially good for vintage borders and high-contrast designs. Photographs great for listings.
  • BGS: Thicker slab, heavy in hand. Subgrades front-and-center; collectors who want proof of quality love the readout.

Market Liquidity (General Patterns)

  • PSA: Often widest buyer pool. Great for headliner rookies, modern flagship, and widely-collected TCG.
  • SGC: Vintage darling; modern traction rising. Fast turnaround + fair pricing + beautiful presentation = rising adoption.
  • BGS: Preferred in categories where subgrades historically mattered (certain modern sets). Black Label hype can swing comps.

Pop Reports & Registries

  • PSA: Deep Population Report; robust Set Registry that gamifies collecting and drives demand.
  • SGC: Clean Pop reporting; improving tools; strong traction in vintage communities.
  • BGS: Pop data with subgrade insight; helpful for niche sets and condition census analysis.

Use-Case Snapshots

  • PSA: You want widest resale audience, registry competition, and plug-and-play consistency.
  • SGC: You want speed, budget friendliness, or you’re grading vintage/oddball that looks killer in black.
  • BGS: You want to showcase subgrades, or you’re aiming at a subgrade-sensitive buyer segment.

When to Pick Which (Real-World Scenarios)

Vintage Rookie with Soft Corners
Go SGC: The black insert flatters older cardstock, and vintage buyers often trust SGC’s eye for the era.

Modern Base Rookie with Clean Surfaces, High Liquidity Goal
Go PSA: If you’re planning to sell quickly, PSA’s pool of buyers can shorten your time to cash.

Modern Insert with Tricky Centering but Killer Edges/Surface
Go BGS: Subgrades help “tell the story” and can offset a centering hit if the other components are strong.

TCG with Broad Buyer Base (e.g., Pokémon, modern hits)
Usually PSA or SGC: PSA for pure liquidity, SGC for fast turnaround and clean presentation (especially for Japanese vintage).

Ultra-High-End Modern with Shot at Perfect
BGS (Black Label chase) or PSA 10 if you’re aiming for the most liquid perfect-grade market. It depends on the set’s culture.


Prep Like a Pro (Without “Altering”)

Tools you need

  • Clean microfiber cloth (no chemicals, no sprays).
  • Perfect-fit sleeve + penny sleeve (dust-free).
  • Semi-rigid holder (Card Saver-type).
  • Soft gloves optional—steady, dry hands work too.

Do

  • Lightly remove loose dust or fibers with microfiber.
  • Check for print lines under bright, angled light.
  • Sleeve carefully (no edge dings), then into semi-rigid.

Don’t

  • Recut edges, press, trim, iron, eraser tricks, liquids, or anything that changes the card. That’s altering, and it nukes trust.

Pro move: Use daylight or a 5000K lamp at a steep angle to reveal surface scratches you’d miss head-on.


Declared Value, Upcharges & Risk (What People Forget)

Grading isn’t just “card + fee.” You also navigate declared value, potential upcharges (if a card grades far above your declared tier), shipping, and insurance—both ways.

Quick Cost Map (Example Only)

  • Grading fee (economy/value tier): $18–$30+ per card (varies by company/promos/category).
  • Shipping to grader: $10–$30+ (weight, distance, insurance).
  • Return shipping/insurance: $20–$40+ depending on package value.
  • Card savers/sleeves/labels: $5–$15 one-time supplies.

Sample Budget Scenario (One $200 Raw Card)

Line ItemEstimate
Grading fee (value tier)$25
One-way shipping + insurance$18
Return shipping + insurance$24
Supplies (sleeves, semi-rigids)$6
All-in~$73

If you expect a big grade bump (say your $200 raw could become $600+ graded), the total still makes sense. If the upside is slim, consider raw-sale or slab the grails only.

Upcharge reality: If your card grades into a higher fee tier, expect the company to bill the difference before return shipping. Not a penalty—just policy. Declare values realistically.


Subgrades, Qualifiers & Reholders—What’s the Deal?

  • Subgrades (BGS): Great teacher. A 9.5 overall with a 9 Surface tells you exactly what happened. Buyers pay for transparency.
  • Qualifiers (PSA): You may see notes like OC (off-center) on older-school labels. It preserves a high numeric grade while flagging an issue.
  • Reholder vs Regrade: Reholder = new case, same grade (great if your slab is scratched). Regrade = reassessment (risk and reward). If you suspect a better grade, crack-and-resubmit is a gamble—research comps first.

Crossovers: Should You Switch Shoes?

You can submit a slabbed card to another company with a minimum grade request. If it meets or exceeds that threshold, they’ll cross it at or above your min; if not, they return it untouched (or as per the form you choose).

Reality check: Crossovers work best when you have reason to believe the card is “strong for the grade.” Example: An SGC 9 with exceptional centering and surface might cross to PSA 9—or BGS with strong subgrades.


Vintage vs Modern: Different Beasts

  • Vintage: Centering norms differ by era. Edge wear and print defects are common—and honesty wins. You don’t need plastic perfection; you need eye appeal. SGC’s black insert frames older stock beautifully. PSA remains most liquid for blue-chip vintage rookies.
  • Modern: Surface and corners are everything. Manufacturing flaws (print lines, dings) can be fatal to gem hopes. BGS subgrades help parse near-gem vs gem in nuanced sets.

Patch/Thick cards: Thick stock can hide edge chipping—use angled light. Request thick sleeves and the right semi-rigid; overtight sleeves can dent corners during transit.


Photography & Listings: Make the Slab Work for You

  • Shoot under diffused light to avoid slab glare.
  • Angle slightly to reveal surface truth without harsh reflections.
  • Include front, back, corners, and—if BGS—closeups of subgrades.
  • Use neutral background; crop consistently for your brand.

Pro listing hook: Add a one-line condition note that matches what buyers see: “Sharp corners, clean surface; back centering slightly right.”


“Tips, Tricks, Hacks & Local Secrets” You’ll Actually Use

  • The Sandwich: Perfect-fit sleeve → penny sleeve → semi-rigid. Less wiggle, fewer edge dings in transit.
  • Corner Safe-Zone: When inserting into a semi-rigid, lead with a sleeved bottom edge at a slight angle—don’t bulldoze corners.
  • Dry Hands, No Lotion: Oils imprint surfaces you can’t unsee under grading lights.
  • Label Everything: Put a small removable label on each semi-rigid with player/set/declared value. Saves you headaches if boxes get jostled.
  • Batch by Risk: Group low-value subs first to learn the grader’s “eye,” then send the grails once you trust your prep routine.
  • Registry Play: If you love checklists and competition, PSA’s set registry can make collecting addictive—in the best way.
  • Pop Math: A “low pop” is only meaningful if there’s real demand. Check how often the card sells, not just the population number.
  • Subgrade Storytelling: If selling BGS, write a line for each subgrade strength. It helps buyers justify paying more.

What’s the most “valuable” slab?

It depends on the card and buyer pool. PSA often wins for liquidity; SGC is vintage-strong; BGS wins with subgrade-savvy buyers.

Do subgrades increase value?

They can. Subgrades justify why a near-gem isn’t a gem—and help premium buyers pay up for strengths.

Is it worth grading base cards?

Only if the card has demand and a realistic path to a top grade. Otherwise the math rarely works.

How do I avoid upcharges?

You don’t avoid them—declare honestly. Upcharges happen when the grade pushes value beyond your chosen tier.

Should I crack and resubmit?

Only if you clearly see an upgrade path (missed centering math, light surface debris you can safely remove, or obviously strong subgrades).

Which company is fastest?

Turnaround changes with demand. SGC is often quick; PSA and BGS run promos and seasonal specials. Check current queues before sending.

Are thick patch cards harder to grade?

Yes—edges and corners chip easily. Use proper sleeves/holders and expect stricter scrutiny.

Can I clean my card?

Dust and loose fibers—yes, gently. Alterations—no. No chemicals, no trimming, no pressing.

Is centering the biggest factor?

For many sets, yes—especially modern. But surface issues can be just as deadly.

Why do my grades vary between companies?

Different standards and tolerances. Also, graders are human—borderline cases swing.

Do I need insurance?

If the card’s loss would hurt, insure transit both ways. Choose shipping that fits value and your risk tolerance.

What’s a “qualifier”?

A note on the label that flags a specific issue (like off-center), keeping a high number while disclosing the flaw.

Does a reholder fix scratches?

It fixes slab scratches, not card flaws. Good for display and resale clarity.

Can I mix TCG and sports in one sub?

Most companies allow it with category-specific forms. Keep your batch organized.

Do black labels always sell higher?

Black Label is a special BGS case—if buyers for that card chase it, yes. Otherwise, comps are card-specific.

What about autographs?

You can grade the auto and the card; 10 auto grade can matter for resale on modern signed cards.

How many cards should I send at first?

Start small (5–10), learn the process, then scale up.

Is PSA always the best for resale?

Often for mainstream, but not a law. Some niches prefer SGC or BGS. Follow comps for your card.

Can I list a graded card without photos of the back?

You can—but don’t. Back centering/surface matters. Show both sides.

Do pop counts guarantee rarity?

No—pop is supply, not demand. Context is everything.


Final Thoughts 💬

Grading isn’t a magic vending machine for profit—it’s a craft. Choose the company that fits your card’s era, your timeline, and your buyer. Prep cleanly, declare honestly, ship safely, and photograph like a pro. Do that, and whether you wear PSA red, SGC black, or BGS gold, your cards will look great, sell easier, and—most importantly—make you proud to collect.

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